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Accidental death benefit and dismemberment is an additional benefit paid to the policyholder in the event of his death due to an accident. Dismemberment benefit is paid if the insured dies or loses his limbs or sight in the accident. Description: In an event of death, the insured person gets the additional amount mentioned under these benefits in the insurance policy. These are the supplementary. Risk assessment, also called underwriting, is the methodology used by insurers for evaluating and assessing the risks associated with an insurance policy.
Dendrochronology or tree-ring dating is the scientific method of dating tree rings also called growth rings to the exact year they were formed. As well as dating them this can give data for dendroclimatology , the study of climate and atmospheric conditions during different periods in history from wood. Dendrochronology is useful for determining the precise age of samples, especially those that are too recent for radiocarbon dating , which always produces a range rather than an exact date. However, for a precise date of the death of the tree a full sample to the edge is needed, which most trimmed timber will not provide. It also gives data on the timing of events and rates of change in the environment most prominently climate and also in wood found in archaeology or works of art and architecture, such as old panel paintings.